Illustrative aerial view of Lilongwe at golden hour

SOUTHERN AFRICA / MALAWI

SJAIN Tech
Malawi.

Payments, programme and agritech software for Malawian organisations.

From mobile money and NGO programme systems in Lilongwe to ERP and logistics in Blantyre and grower platforms for tobacco and tea: senior delivery capacity for businesses, lenders and NGOs.

Remote engineering from India. Local collaboration by agreement.

Lilongwe · Blantyre · Mzuzu · Zomba · Mangochi

UTC+2 · India 3.5 hrs ahead · English

Client & partner engagements

Built around your market

Engineering built around
how Malawi does business.

Airtel Money and TNM Mpamba next to cards and cash. Electronic invoicing and VAT on every sale. NGOs and donor programmes reporting from every district. Tobacco, tea and sugar from thousands of smallholder growers. SACCOs serving members far from town. Goods arriving over long corridors from Beira, Nacala and Dar es Salaam. We design around these realities from the first workshop.

01 / MALAWI SERVICES

Airtel Money, TNM Mpamba & card payment integration

Payment integration in Malawi: Airtel Money, TNM Mpamba and card payments with automated reconciliation in kwacha.

02 / MALAWI SERVICES

NGO, donor programme & M&E software

Programme software in Malawi: beneficiary registration, cash transfers, monitoring and evaluation and donor reporting for NGOs and development projects.

03 / MALAWI SERVICES

Tax-ready billing, POS & accounting integration

Billing software in Malawi: invoicing, point of sale and accounting workflows prepared for MRA VAT and electronic invoicing requirements where they apply.

04 / MALAWI SERVICES

Tobacco, tea, sugar & agritech software

Agritech in Malawi: grower registries, input credit, collection, grading, payout and traceability systems for tobacco, tea, sugar, macadamia and groundnut supply chains.

05 / MALAWI SERVICES

SACCO, microfinance & fintech software

Fintech development in Malawi: member onboarding, savings, loans, repayments and reporting for SACCOs, microfinance institutions and fintechs.

06 / MALAWI SERVICES

ERP, corridor logistics & business automation

Business software in Malawi: ERP, stock, approvals and shipment tracking for manufacturers, distributors and transporters moving goods through the Beira, Nacala and Dar es Salaam corridors.

07 / MALAWI SERVICES

Dedicated developers & managed squads

Dedicated developers for Malawi: senior engineering squads with strong overlap with Malawian business hours.

08 / MALAWI SERVICES

AI & WhatsApp customer assistants

AI assistants in Malawi: WhatsApp and web chatbots answering customers for banks, telcos, retailers, lodges and NGOs.

5 cities. Different priorities.

Start where your business operates.

Government, NGOs, banking, tobacco & trade

Lilongwe

Airtel Money and TNM Mpamba integration, tax-ready billing, NGO programme systems and dedicated developers for Lilongwe ministries, banks, NGOs, tobacco buyers and distributors.

Explore Lilongwe

Commercial capital, manufacturing, banking & logistics

Blantyre

ERP, manufacturing, logistics, banking and SME software for Blantyre and Limbe companies.

Explore Blantyre

Northern hub, coffee, timber, education & services

Mzuzu

Agribusiness, coffee and timber, school, NGO and SME software for Mzuzu and northern Malawi.

Explore Mzuzu

University, research, institutions & services

Zomba

University, research, health and public institution software for Zomba organisations.

Explore Zomba

Lake Malawi tourism, fisheries & trade

Mangochi

Lodge, tour, booking, fisheries and SME software for Mangochi, Cape Maclear and the southern lakeshore.

Explore Mangochi

For agencies & advisers

Local relationships.
Shared delivery strength.

We are seeking Malawian digital agencies, accounting and ERP consultants, agritech, fintech and NGO technology specialists for referrals, co-delivery and white-label engineering. Bring local context; we bring architecture and delivery capacity.

Explore partnership

How an engagement starts

  1. 01

    Understand the workflow

    Share your systems, operating constraints and the result you need.

  2. 02

    Agree the first release

    Define scope, measurable outcomes, responsibilities and commercial terms.

  3. 03

    Deliver with clear ownership

    Work in documented increments with a named delivery lead and agreed overlap hours.

Questions from businesses in Malawi

Frequently asked questions

Do you work with Malawian businesses remotely?

Yes. Delivery runs remotely from India, with local partner collaboration where agreed. India is 3.5 hours ahead, so the Malawian working day overlaps well.

Which currency do you invoice in?

Commercial terms and invoicing currency are agreed in the written proposal for each project.

Can you integrate Airtel Money and TNM Mpamba?

Yes, through the providers' official APIs or licensed aggregators. Merchant approvals remain with your business and the provider.

Can you connect our billing to electronic invoicing?

We integrate your billing with the invoicing channels you use. Tax registration and filings remain with your accountants and the MRA.

Do you build software for NGOs and donor programmes?

Yes. We build field data collection, beneficiary, payment and reporting systems with clear data protection.

How does a project start?

With a short discovery call about one workflow, then a written scope with outcomes, responsibilities and fees before any build begins.